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Edward M. Castro
2/F PhilAm Life Building
 Velez - Echem Streets
 9000 Cagayan de Oro City
 Tel. Nos. (088) 856-4120, (08822) 72-4258

Future Fund Plus

Sample Proposal
Investment Period:      5 years
Maturity Period:         10 years

Total Investment        P 427,500
(Pre Need Price)

Investment Modes
Annual
 Semi-Annual
 Quarterly
 Monthly
P85,000
 P46,170
 P24,795
 P8,550
SPOT CASH = P384,750

Maturity Benefit  P 500,000
                                                                         
Total Cash  P 500,000

INSURANCE BENEFITS:
1. Term Insurance  = P500,000
If the Planholder dies before the Maturity Date or
before attaining the age of 75 years, his/her Beneficiary
will be entitled to an amount equal to 100% of the Maturity Benefit.
4. Credit Life
The plan is considered fully paid if in the inevitability
the Planholder  should die   within the Investment Period.   
2. Accidental Death And Dismemberment = P1,000,000
The Planholder or the Beneficiary will be entitled to up to
200% of the Maturity Benefit depending on the seriousness
of the injuries caused by the accident. This is applicable
only until the planholder is aged 71 years and 6 months
or until the last day before the plan's maturity, whichever
comes first.    		 5.  Waiver of installments Upon Disability
The plan will also be considered fully paid if in the inevitability
the Planholder becomes totally and permanently disabled
before he/she is aged 65 years and 6 months old.
3. Accidental Permanent & Total Disability = P1,000,000
This provides 6% of the Maturity Benefit (P 30,000) per month,
for each month that the Planholder remains permanently and
totally disabled. This benefit begins on the 7th month of such a
disability, to a maximum of thirty two (32) months. An additional 8% of the maturity benefit (P 40,000) is released a month after the 32nd month payment, if the Planholder remains permanently and totally disabled. This Insurance Coverage shall terminate upon
the Maturity Date of the plan.

ADDITIONAL FEATURES:
  • Guaranteed  Returns
  • Flexible Release of Pension Benefits
  • Benefits Management Service (BMS)
Maximize returns by enrolling the Maturity Benefit in
the  Philam Plans Benefit Management Service.

           SAMPLE PROJECTION
YEAR
 AGE
 PENSION FUND
10
 		39
 		P  500,000
11
 		40 P  563,413
12
 		41 P  634,867
13 42 P  715,384
14 43 P  806,113
15 44 P  908,348
20
 		49   P 1,650,193
25
 		54   P 2,997,901

30

59   P 5,446,277
35
 		64   P 9,894,233
Actual rate may vary according to prevailing market rate
 SAMPLE PROJECTION
Investment and Maturity Schedules
Year
 		Age
 		Annual Investment
 		Cash Benefit
1
 		30
 		P     85,500
2
 		31
 		P     85,500
3
 		32
 		P     85,500
4
 		33
 		P     85,500
5
 		34
 		P     85,500
6
 		35

7
 		36

8
 		37

9
 		38

10
 		39
P 500,000












































TOTAL
 		P         427,500
 		P     500,000
 
Philam has a lot of other plan you can choose. We tailored them according to your need and desire. Feel free to contact us at our email address
For other specification Click Here
Call Us @ (00966)501310572
 Philam Group of Companies is a proud member of
AIG (American International Group, Inc.)
Visit: http://www.AIG.com